Client app
The app your clients actually use. With your name on it.
Athena puts AI on both sides of your practice: what your team works in and what your clients use.
Net worth
Health roadmap
Investing
Debt & credit
Budget
Athena AI
Compared with Monarch & Origin
The everyday money app, under your firm’s name
Monarch and Origin give clients net worth, budgets, and AI help under their own brands. Athena gives them the same tools, with your firm’s name on it and your firm as the advisor.
Monarch & Origin vs AthenaHealth roadmap
One clear next step, always
Athena ranks what will improve each client’s financial health most, so they see progress instead of a long list of goals.
Ranked by impact
The step that helps most always comes first.
Done in the app
Most steps can be finished without a meeting.
A score that moves
Clients see their Health improve as they act.
Ranked by impact
The step that helps most always comes first.
Done in the app
Most steps can be finished without a meeting.
A score that moves
Clients see their Health improve as they act.
Prospects
Let prospects start for free
Prospects create a free account and get value right away. When they’re ready, they open an account 100% online on their own, or your advisors reach out and bring them in.
Start free
A free account
From your site or an ad, in minutes. No call, no paperwork.
Value right away
Their Health score and next steps from day one, under your brand.
Become a client, two ways
On their own
They open and fund an account 100% online, at Schwab, whenever they’re ready.
With your advisor
Your team reaches out at the right moment and brings them in personally.
Investing
Every account in one view
Brokerage, 401(k), and IRA together, with performance and composition at a glance. No custodian login.
Your accounts together
Managed and self-directed, in one household view.
Performance at a glance
Value, growth, and composition without a call.
Part of the plan
Investments sit on the same record as Health and debt.
Debt & credit
A payoff plan they can follow
Credit score, utilization, and every loan in one place, with a clear order to pay them down.
Budget
Spending tied to the plan
Monthly targets sit beside net worth and Health, so clients don’t need a separate budgeting app.
Why your inbox gets quieter
Questions that used to be emails
Clients find the answer in the app before they reach for your inbox.
“What’s my balance?”
They check
InvestingYour advisors
Don’t hear about it
“What should I do next?”
They check
Health roadmapYour advisors
See progress before the review
“Should I pay off this card?”
They check
Debt & creditYour advisors
See the payoff order they choose
“Can I retire at 62?”
They check
Athena AIYour advisors
Step in when judgment is needed
Athena AI
Answers in your voice. Advisors in the loop.
Clients get help any time. A person steps in whenever it matters.
Client asks
In the app, in plain language, any time of day.
Athena answers
From their own household data and your planning methodology. It never makes up numbers.
An advisor steps in
When a question needs judgment, it goes to a person on your team.
No. Advisors use Mission Control. The client app is what your clients and prospects open, under your brand.